FAQs

1. What does GSCF do?

GSCF is the market leader in Working Capital as a Service. We simplify complexity by bringing together world-class service, a comprehensive technology platform called C4, and a frictionless Connected Capital ecosystem of alternative capital solutions, financial partners, suppliers and buyers to originate, manage and analyze working capital programs.

2. What types of working capital programs and solutions does GSCF support?

GSCF supports working capital programs across receivables, payables and distribution finance, including Receivables Purchase, Distribution Finance and Payables Finance. Through Working Capital as a Service, GSCF helps the Office of the CFO and financial partners originate, manage and analyze working capital programs.

3. How is GSCF different from traditional working capital providers?

GSCF originates, manages and analyzes working capital programs through a comprehensive technology platform, expert services and Connected Capital, leveraging a combination of alternative capital and bank capital.

• Originate: A highly configurable approach creates working capital program structures that are flexible and align and scale with business strategy, with faster access to alternative capital and broad funding coverage across geographies, segments and customer profiles.
• Manage: C4: Connected Capital Control Center, GSCF’s next-generation servicing platform, simplifies the complexity of working capital programs by eliminating fragmented tools, siloed data and manual processes. It connects existing ERPs, financial systems and workflows and serves as the technology backbone behind GSCF’s Connected Capital ecosystem.
• Analyze: Centralized, real-time visibility across working capital programs at the portfolio level provides a unified, aggregated view across every program, funder and region, with real-time portfolio intelligence and automated alerts to support proactive, data-driven decisions.

4. Can GSCF work alongside a company’s existing banks?

Yes. GSCF frequently collaborates with the house banks companies are already working with, augmenting their working capital strategy by filling gaps with complementary alternative capital solutions. GSCF’s Connected Capital ecosystem brings together the speed and flexibility of alternative capital solutions with the cost-efficiency of bank funding.

5. How does GSCF support bank, non-bank and multi-funder working capital programs?

GSCF leverages its Connected Capital ecosystem to seamlessly integrate alternative capital solutions with traditional bank funding, creating a more resilient and diversified financing structure. Multi-funder structures can combine bank and non-bank capital within a unified working capital program, providing additional capacity and flexibility as funding needs or lender appetite change. This flexible, dual-capital and funder-agnostic approach can unlock liquidity across a broader range of use cases, regions and risk profiles.

6. When should companies consider alternative capital, or non-bank financing, for working capital?

Alternative capital, or non-bank financing, can complement traditional bank funding when companies need greater speed, flexibility or funding coverage. GSCF’s Connected Capital solutions support non-investment grade buyers and non-core geographies, working capital programs requiring rapid execution, and structurally complex or high-volume working capital initiatives.

7. How does GSCF support alternative capital, or non-bank financing, solutions?

GSCF is the only provider with direct control over capital, credit decisioning and servicing, managing over $4 billion in non-bank financing vehicles backed by funds managed by Blackstone. 

8. Can GSCF support supply chain finance and trade finance programs?

Yes. GSCF supports supply chain finance or AP programs and trade finance AR programs as part of its broader working capital solutions, including complex programs involving multiple counterparties, funding sources, markets and financing structures.

9. Can GSCF support global and cross-border working capital programs?

Yes. GSCF supports global working capital programs across complex structures, currencies and cross-border jurisdictions. GSCF operates in more than 75 countries and provides working capital solutions across diverse geographies, segments and customer profiles.

10. How does C4 support complex working capital programs?

C4: Connected Capital Control Center is GSCF’s next-generation servicing platform, built to help enterprise corporates, banks and asset managers originate, manage and analyze global working capital portfolios with greater visibility, stronger control and less complexity. C4 delivers portfolio-level intelligence, real-time decisioning and unified control across every program, funder and region.

11. How does GSCF provide visibility across multiple working capital programs?

C4 provides centralized, real-time visibility across working capital programs at the portfolio level. Its aggregated data view provides continuous insight into exposures, liquidity positions and funding flows, helping organizations move from program-level to portfolio-level working capital management.

12. Who does GSCF work with?

GSCF serves leading enterprise and mid-market corporates and financial partners across the globe through integrated working capital solutions and its Connected Capital ecosystem. GSCF supports over $70 billion in annual transaction volume, operates in more than 75 countries and brings more than 35 years of combined funding, servicing and technology expertise.

13. Who backs GSCF?

GSCF is backed by Blackstone. Founded in 2019 through the integration of select operating units of IBM Financing, Peridot Financing Solutions and Global Supply Chain Finance Ltd., GSCF brings together more than 35 years of combined funding, servicing and technology expertise.

14. How can a company get started with GSCF?

Companies and financial partners can start by speaking with a GSCF working capital expert at info@gscf.com about their working capital needs and objectives or visiting www.gscf.com for more information.