Author: nsilverman

Resilient Working Capital Strategies in a Tariff-Impacted Economy
In today’s interconnected global economy, tariffs have become a critical factor affecting business operations and financial strategies. Companies with complex supply chains are particularly vulnerable to the effects of tariffs, requiring them to adapt their working capital strategies to maintain financial stability and drive growth.

Challenges Posed by Tariffs in Complex Supply Chains
1. Increased Costs: Tariffs raise the cost of imported goods, squeezing profit margins. Companies may need to pass these costs onto consumers, potentially reducing demand for their products.
2. Supply Chain Disruptions: Tariffs can lead to supply chain disruptions as companies seek alternative sources for materials. This can result in delays and increased costs associated with finding new suppliers.
3. Cash Flow Management: Higher costs and supply chain disruptions can strain a company’s cash flow. Effective working capital management becomes crucial to ensure liquidity and maintain operations.
Strategies to Mitigate Tariff Impacts
1. Diversifying Suppliers: Companies can reduce their reliance on tariff-affected imports by diversifying their supplier base. This can help mitigate the risk of supply chain disruptions and manage costs more effectively
2. Negotiating with Suppliers: Engaging in negotiations with suppliers to secure better terms or bulk discounts can help offset the increased costs due to tariffs
3. Optimizing Inventory Management: Efficient inventory management can help companies maintain optimal levels, reducing the need for expensive imports and minimizing the impact of tariffs on cash flow
4. Adjusting Pricing Strategies: Companies may need to adjust their pricing strategies to reflect the increased costs. This can involve passing some of the costs onto consumers or finding ways to absorb them without significantly affecting profit margins
Unlocking Liquidity and Driving Sales Growth with Connected Capital

GSCF offers innovative Working Capital as a Service solutions to help companies navigate the complexities of tariffs and create, manage and analyze working capital programs. GSCF’s technology, expert services and Connected Capital ecosystem integrate alternative capital and bank financing, providing a comprehensive platform for managing liquidity and driving growth.
1. Access to Alternative Capital Sources: GSCF’s platform allows businesses to complement their core bank funding with access to alternative capital. This hybrid approach provides flexibility and stability, enabling companies to manage cash flow, extend payment terms, and respond quickly to changing market conditions.
2. Enhanced Risk Management: By integrating multiple funding sources, GSCF offers broad-spectrum risk coverage. Advanced analytics and risk management tools provide greater visibility into supply chain and financial performance, mitigating potential risks and ensuring business continuity.
3. Improved Cash Flow and Liquidity: GSCF’s Connected Capital helps businesses unlock liquidity by optimizing cash conversion cycles. This frees up working capital for strategic reinvestment, supporting sustainable growth and improving cash flow.
4. Scalability and Growth: GSCF’s solutions are designed to support businesses at every stage of their growth journey. From emerging markets to large enterprises, Connected Capital provides scalable solutions that drive revenue acceleration and market expansion.
Tariffs present a complex challenge for businesses, especially those with intricate supply chains. By leveraging GSCF’s Working Capital as a Service solutions, enterprises and growth corporates can access alternative capital sources, unlock liquidity, and use working capital to drive sales growth. These strategies enable businesses to navigate the impact of tariffs on their supply chains and continue to thrive in a competitive global market.
April 3, 2025
The GSCF Transformation: Welcome to Working Capital as a Service
By Natalie Silverman, CMO of GSCF

We’re excited to usher in a new working capital era as we unveil a new brand identity and narrative, and Peridot transforms into GSCF – the only fully integrated Working Capital as a Service provider of its kind.

This exciting transformation goes beyond a visual refresh. It signifies GSCF’s commitment to elevating working capital as a strategic driver of business success. Working Capital as a Service brings together an end-to-end holistic platform, expert managed services and alternative capital solutions to support the connected capital ecosystem of suppliers, buyers and financial partners.

The Power of a Connected Capital Ecosystem

Despite ongoing challenges in the economy and throughout supply chains, balancing change management with finance transformation, disparate systems and operational models and data silos, companies that dynamically manage working capital efficiency can drive significant benefits.

Working Capital as a Service empowers the Office of the CFO by improving working capital efficiency and reducing OpEx and enables financial institutions to reduce the cost to serve their corporate clients and improve the customer experience. This leads to:
- Improved Cash Conversion Cycles: Global analysts report improvements of 10-20% in cash conversion cycles for companies adopting these solutions.
- Enhanced Growth Potential: Effective working capital management can free up to 20% of a company’s invested capital, allowing for strategic reinvestment.
- Revenue Acceleration: Companies with optimized working capital are 20% more likely to achieve their revenue targets, while best-in-class performers achieve 50% higher revenue growth.
- Unlocking Liquidity: Balance real-time liquidity needs with sustainable growth.
- Managing Risk & Complexity: Mitigate risk and streamline the working capital lifecycle.
The Future of Working Capital

The future of working capital is collaborative and data driven. GSCF fosters a connected capital ecosystem where the Office of the CFO and financial partners work together towards common objectives of growth and efficiency. This ecosystem unlocks working capital, allowing businesses to balance immediate liquidity needs with sustainable growth strategies for long-term success. This shift empowers finance teams to move beyond back-office tasks and become strategic advisors, driving growth across the entire organization.

Your WCaaS Transformation Journey

This is Working Capital as a Service. It’s a shift from transactional to transformative, from reactive to proactive, from cost center to profit center. Here’s how to get started:
- Look for an end-to-end holistic platform to enable and optimize your connected capital ecosystem of suppliers, buyers and financial partners across the full working capital cycle
- Find a trusted partner offering deep working capital domain expertise and value-added managed services
- Get access to full risk spectrum coverage across varying customer risk profiles and geographies through alternative capital solutions
- Utilize data-driven intelligence to dynamically manage and transform working capital into a strategic advantage
Using working capital as a strategic growth lever is an ongoing process of evolution and optimization. By embracing a strategic approach, partnering with the right WCaaS provider, and leveraging the right balance of technology, expert managed services and alternative capital, you can unlock the true potential of your working capital and turn it into the fuel that accelerates your business transformation.

Let’s Partner

Welcome to the new GSCF and Working Capital as a Service. We’re here to empower you with the tools, expertise, and connected capital ecosystem you need to unlock the full potential of your working capital. Let’s embark on your WCaaS transformation journey together. Contact us at marketing@gscf.com to get started.
May 22, 2024
GSCF Launches Working Capital as a Service
Integrates Platform and Funding Capabilities to Create the First Connected Capital Ecosystem

RELEASE DATE: 22 May 2024, 9:00 am EDT

NEW YORK, May 22, 2024 – GSCF, a leading global provider of working capital solutions today launched the industry’s first Working Capital as a Service (WCaaS) solution. This innovative new offering enables companies to optimize liquidity management by applying a technology-enabled operating model seamlessly integrated with their funding partners.

Now newly unified under the GSCF brand, the Company has combined the operating capabilities of Peridot Financing Solutions LLC with Global Supply Chain Finance Ltd. Core to this integration is the Company’s convergence onto a common, technology platform that supports the end-to-end working capital cycle with highly configurable solutions incorporating expert managed services and access to alternative capital.

Through significant technology investment, GSCF has further extended the scope of solutions it delivers to corporate customers and financial institutions. The resulting capabilities of GSCF’s Working Capital as a Service enable the Office of the CFO to work with financial partners to execute new working capital efficiency strategies that build balance sheet strength, manage risk and complexity, and support business growth.

The Office of the CFO continues to face persistent challenges in its efforts to drive finance transformation, manage disparate systems, and integrate data and operational models. In the face of ongoing economic and supply chain disruptions, companies and their financial partners are seizing the opportunity to leverage working capital as a key growth enabler.

In response to this critical need, GSCF’s Working Capital-as-a-Service solution provides customers with:
- A connected capital ecosystem of suppliers, buyers and financial institutions to create an integrated, frictionless experience
- An end-to-end holistic platform to enable and optimize the ecosystem across the full working capital cycle
- A trusted partner offering deep working capital domain expertise and value-added managed services
- Full risk spectrum coverage across varying customer risk profiles and geographies through unique access to alternative capital solutions
- Data-driven intelligence to dynamically manage and transform working capital into a strategic advantage
According to BCG, companies that have optimized their working capital are 20% more likely to achieve their revenue growth targets, and 70% of growth companies that use working capital solutions saw improved business metrics, including lower days payable outstanding, faster cash conversion cycles and higher working capital ratios.

“Working Capital as a Service reflects going beyond relying on narrow point solutions to accessing a holistic suite of integrated offerings to manage the entire cash conversion cycle with value added by optimizing funding sources and leveraging GSCF’s servicing expertise,” said GSCF Chief Executive Officer, Doug Morgan.

“GSCF’s Working Capital as a Service has potential to act as a catalyst for strategic transformation helping companies and their financial partners to use working capital programs to possibly drive efficiency and sustainable growth. As the Office of the CFO continues to evolve, investment in working capital solutions that are deeply integrated with existing workflows and finance platforms is of paramount importance,” Senior Research Director, IDC Enterprise Applications, Kevin Permenter.

About GSCF:

GSCF is the leading global provider of working capital solutions. The company empowers companies and their financial institution partners to accelerate growth, unlock liquidity and manage the risk and complexity of the end-to-end working capital cycle. GSCF’s innovative Working Capital-as-a-Service offering combines the power of an end-to-end connected capital technology platform with expert managed services and alternative capital solutions. GSCF’s team of working capital experts operates in over 75 countries, offering a truly global and holistic perspective to solve working capital efficiency challenges. Visit www.gscf.com to learn more.
May 22, 2024