Tag: Working Capital Forum

The Road to Working Capital Maturity – Blog Series – Post #4

A cash culture means every department—not just finance—understands how their decisions impact working capital. But only 19% of companies have dedicated resources for this transformation.

How to Build a Cash Culture

• Secure Executive Buy-In – Leadership must prioritize cash flow management
• Improve Data Visibility – Use tech-driven financing platform for systems integration
• Automate Processes – Implement invoice tracking, supplier financing and payments
• Educate Teams – Inform adjacent teams on working capital impact

The Business Impact of a Cash Culture

✅ Increased liquidity to fuel sustainable business growth
✅ Greater resilience against market volatility
✅ Faster decision-making through real-time insights

How GSCF Supports Cash Culture Initiatives

Building a cash culture requires more than just awareness –it demands the right tools, insights, and financial flexibility to embed working capital optimization across the organization. GSCF empowers businesses to drive this transformation by offering:

• End-to-End Transparency – Our platform provides real-time visibility into cash flow, ensuring all stakeholders have the data they need to make informed decisions
• Advanced Analytics & Insights – Actionable intelligence helps companies align working capital KPIs with broader financial goals
• Flexible Financing Solutions – Through Connected Capital, businesses can access alternative funding sources or partner with their house banks to create a financing mix that supports both short-term needs and long-term stability
• Cross-Functional Enablement – By integrating working capital management into day-to-day operations, GSCF helps organizations embed cash awareness across departments

With the right technology, financing, and strategic alignment, GSCF enables businesses to transform working capital from a cost center into a company-wide growth enabler.

Download the Whitepaper to Learn More.

The Road to Working Capital Maturity – Blog Series – Post #3

Managing working capital effectively is no easy feat. According to the Working Capital Forum Maturity Model Report 2025, companies cite five key challenges that hinder their ability to optimize cash flow.

Top 5 Working Capital Challenges in 2025

1. Supply Chain Disruptions (21%)

2. Shifting Customer Demand & Inventory Levels (18%)

3. High Interest Rates & Credit Constraints (15%)

4. Disconnected Data & Fragmented Systems (12%)

5. Geopolitical & Economic Uncertainty (10%)

The Path Forward: Connected Capital

In a landscape where traditional financing alone is no longer enough, companies need a flexible, integrated approach to working capital. GSCF’s Connected Capital model provides access to alternative capital solutions while enabling businesses to partner with their house banks to achieve the funding and services they need. Our end-to-end platform offers advanced analytics, actionable insights, and full transparency into working capital programs –ensuring businesses can optimize cash flow, enhance liquidity, and build resilience against uncertainty.

Read the Full Report for More Insights.

The Road to Working Capital Maturity – Blog Series – Post #2

Working capital management is no longer just about liquidity –it’s about business agility and long-term resilience. Yet, our research shows that only a fraction of companies achieve best-in-class working capital optimization.

Where does your organization stand? The Working Capital Forum Maturity Model defines four distinct stages of working capital maturity.

The Four Maturity Levels

Onlookers (16%)

• No dedicated working capital strategy
• Finance and treasury functions operate in silos
• Disconnected systems with manual data entry

Risk: Cash management is reactive, increasing exposure to market volatility

Adopters (63%)

• Basic working capital KPIs reported in treasury
• Some financing solutions in place
• Improvements in cash flow forecasting

Opportunity: Moving from finance-only metrics to organization-wide cash culture

Transformers (21%)

• Dedicated working capital teams and processes
• Multiple financing tools in use
• Integration of systems for real-time data visibility
  Advantage: Proactive decision-making and improved operational efficiency

Innovators (N/A)

• AI-driven cash forecasting and automation
• Working capital KPIs linked to executive incentives
• Fully integrated, enterprise-wide cash culture

Best Practice: Continuous optimization and agility in financial planning

How to Move to the Next Level

The journey to working capital maturity requires a combination of process improvements, financial strategy, and technology integration.

Download the Full Report to See How You Compare.