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Category: Connected Capital Blog

  • How Channel Sellers Can Offer Competitive Terms for Buyers

    How Channel Sellers Can Offer Competitive Terms for Buyers

    Channel sellers – especially in the tech, hardware, and telecom sectors – know that offering extended payment terms is table stakes to stay competitive. But these terms often create a cash flow crunch for suppliers, requiring them to float capital while waiting for customers to pay.

    For many, the only solution has been to lean harder on their credit facilities, sacrifice growth investments, or worse – delay supplier payments. None of those are sustainable.

    Enter Distribution Finance, a form of Connected Capital that allows companies to offer longer payment terms to buyers without tying up working capital or impacting their balance sheet.

    This unlocks new opportunities:

    • Grow channel sales by making terms more attractive
    • Buyers maintain liquidity
    • Suppliers get paid faster

    Download the Connected Capital Blueprint eBook to learn how leading tech suppliers are staying competitive without sacrificing liquidity.

  • Navigating Tariff Uncertainty: A Strategic Window for Corporate Resilience

    Navigating Tariff Uncertainty: A Strategic Window for Corporate Resilience

    In a world where geopolitical volatility increasingly shapes economic strategy, the latest 90-day pause on U.S. tariffs is more than a breather—it’s a signal. A signal that companies must rethink how they manage liquidity, adapt their working capital models, and position themselves for growth amid ongoing uncertainty.

    At GSCF, we see this as a pivotal moment.

    Tariffs Are More Than Trade Policy—They’re a Working Capital Challenge

    Tariffs don’t just hit the P&L – they tighten liquidity, disrupt supplier relationships, and distort pricing strategies. Traditional responses like renegotiating contracts or shifting sourcing take time and offer limited relief. What corporates need is agility – the ability to act quickly and strategically, without adding risk to the balance sheet.

    That’s where GSCF’s Connected Capital ecosystem steps in.

    Future-Proofing Liquidity with Connected Capital

    Our clients turn to us for more than financing – they rely on GSCF for integrated working capital solutions to give them a competitive advantage.

    With our Connected Capital solutions, we help clients:
    • Access alternative capital alongside traditional bank funding, unlocking a hybrid model that increases flexibility without increasing debt.
    • Gain real-time visibility into liquidity positions and supply chain risk through data-driven analytics.
    • Accelerate cash conversion cycles, releasing capital that can be redeployed for growth initiatives – even during tariff-driven disruptions.

    And importantly, our solutions are designed to scale, enabling corporates of all sizes to navigate complexity and capitalize on opportunity.

    The 90-Day Advantage

    This temporary pause offers a strategic window for action. In these next 90 days, GSCF can help implement a tailored working capital program that improves cash flow, strengthens supplier partnerships and enhances resilience.

    The companies that act now won’t just weather the next tariff, they’ll come out stronger, more liquid, and more agile than their competitors.

    Let’s Talk

    If your business is assessing the impact of tariffs, or simply seeking to improve its working capital position, we should talk. At GSCF, we’re partnering with enterprises and growth corporates across sectors to turn uncertainty into opportunity through the power of Connected Capital.

  • Leveraging GPUs for Growth

    Leveraging GPUs for Growth

    Understanding the Headwind:

    In the rapidly evolving landscape of technology, Graphics Processing Units (GPUs) are crucial for applications ranging from gaming and artificial intelligence to data processing and scientific research. However, the supply chain for GPUs is often weighed down with challenges that can significantly impact working capital management for manufacturers. The high demand and limited supply of GPUs, coupled with geopolitical tensions, manufacturing bottlenecks, and fluctuating demand, create a complex environment for businesses relying on these components.

    Why It’s a Common Challenge:

    The global supply chain for GPUs is highly sensitive to various factors, including semiconductor shortages, trade restrictions, and fluctuations in demand. Manufacturers must navigate these challenges while managing the substantial upfront investment required for GPU production. The need for continuous upgrades to stay competitive further strains cash flow. Additionally, disruptions in the supply chain can lead to delays and increased costs, affecting the overall financial health of the business. Fluctuating demand adds another layer of complexity, as manufacturers must balance inventory levels to avoid overproduction or stockouts.

    The GPU market is experiencing significant growth, driven by advancements in technology and increasing demand across various sectors. Here are some key statistics:

    • The global GPU market size is expected to reach USD 86.94 billion by 2025 and grow at a CAGR of 33.2% to reach USD 364.53 billion by 2030.
    • The rising implementation of GPUs in autonomous vehicles, metaverse applications, and high-performance computing (HPC) is likely to drive long-term market growth.
    • North America holds a significant share of the GPU market, driven by demand from gaming, AI research, and cloud computing
    • Asia-Pacific is projected to be the fastest-growing market due to the booming gaming community, increasing semiconductor production, and growing investments in AI and cloud computing

    How Connected Capital Can Help:

    Integrated working capital solutions provide manufacturers with the liquidity needed to invest in GPUs and manage supply chain disruptions without impacting their balance sheet. By leveraging these solutions, businesses can secure the latest GPU technology and maintain operational efficiency. This approach not only improves cash flow but also ensures that companies can mitigate supply chain risks and adapt to fluctuating demand. Additionally, working capital solutions like AR Purchase and AP Finance help manufacturers optimize their cash flow by accelerating receivables and extending payables, ensuring they have the funds to cover operational expenses and invest in growth initiatives.

    Outcome:

    By adopting working capital solutions that leverage integrated technology and Connected Capital, GPU manufacturers can navigate the financial and supply chain challenges associated with high-cost equipment and fluctuating demand. They achieve improved cash conversion cycles, enhanced workflows, and the ability to invest in leading technology without compromising their financial stability. This leads to sustained growth and a competitive edge in the market.

  • Resilient Working Capital Strategies in a Tariff-Impacted Economy

    Resilient Working Capital Strategies in a Tariff-Impacted Economy

    In today’s interconnected global economy, tariffs have become a critical factor affecting business operations and financial strategies. Companies with complex supply chains are particularly vulnerable to the effects of tariffs, requiring them to adapt their working capital strategies to maintain financial stability and drive growth.

    Challenges Posed by Tariffs in Complex Supply Chains

    1. Increased Costs: Tariffs raise the cost of imported goods, squeezing profit margins. Companies may need to pass these costs onto consumers, potentially reducing demand for their products.
    2. Supply Chain Disruptions: Tariffs can lead to supply chain disruptions as companies seek alternative sources for materials. This can result in delays and increased costs associated with finding new suppliers.
    3. Cash Flow Management: Higher costs and supply chain disruptions can strain a company’s cash flow. Effective working capital management becomes crucial to ensure liquidity and maintain operations.

    Strategies to Mitigate Tariff Impacts

    1. Diversifying Suppliers: Companies can reduce their reliance on tariff-affected imports by diversifying their supplier base. This can help mitigate the risk of supply chain disruptions and manage costs more effectively
    2. Negotiating with Suppliers: Engaging in negotiations with suppliers to secure better terms or bulk discounts can help offset the increased costs due to tariffs
    3. Optimizing Inventory Management: Efficient inventory management can help companies maintain optimal levels, reducing the need for expensive imports and minimizing the impact of tariffs on cash flow
    4. Adjusting Pricing Strategies: Companies may need to adjust their pricing strategies to reflect the increased costs. This can involve passing some of the costs onto consumers or finding ways to absorb them without significantly affecting profit margins

    Unlocking Liquidity and Driving Sales Growth with Connected Capital

    GSCF offers innovative Working Capital as a Service solutions to help companies navigate the complexities of tariffs and create, manage and analyze working capital programs. GSCF’s technology, expert services and Connected Capital ecosystem integrate alternative capital and bank financing, providing a comprehensive platform for managing liquidity and driving growth.

    1. Access to Alternative Capital Sources: GSCF’s platform allows businesses to complement their core bank funding with access to alternative capital. This hybrid approach provides flexibility and stability, enabling companies to manage cash flow, extend payment terms, and respond quickly to changing market conditions.
    2. Enhanced Risk Management: By integrating multiple funding sources, GSCF offers broad-spectrum risk coverage. Advanced analytics and risk management tools provide greater visibility into supply chain and financial performance, mitigating potential risks and ensuring business continuity.
    3. Improved Cash Flow and Liquidity: GSCF’s Connected Capital helps businesses unlock liquidity by optimizing cash conversion cycles. This frees up working capital for strategic reinvestment, supporting sustainable growth and improving cash flow.
    4. Scalability and Growth: GSCF’s solutions are designed to support businesses at every stage of their growth journey. From emerging markets to large enterprises, Connected Capital provides scalable solutions that drive revenue acceleration and market expansion.

    Tariffs present a complex challenge for businesses, especially those with intricate supply chains. By leveraging GSCF’s Working Capital as a Service solutions, enterprises and growth corporates can access alternative capital sources, unlock liquidity, and use working capital to drive sales growth. These strategies enable businesses to navigate the impact of tariffs on their supply chains and continue to thrive in a competitive global market.

  • The Power of a Cash Culture – How to Embed It in Your Organization

    The Power of a Cash Culture – How to Embed It in Your Organization

    The Road to Working Capital Maturity – Blog Series – Post #4

    A cash culture means every department—not just finance—understands how their decisions impact working capital. But only 19% of companies have dedicated resources for this transformation.

    How to Build a Cash Culture

    • Secure Executive Buy-In – Leadership must prioritize cash flow management
    • Improve Data Visibility – Use tech-driven financing platform for systems integration
    • Automate Processes – Implement invoice tracking, supplier financing and payments
    • Educate Teams – Inform adjacent teams on working capital impact

    The Business Impact of a Cash Culture

    ✅ Increased liquidity to fuel sustainable business growth
    ✅ Greater resilience against market volatility
    ✅ Faster decision-making through real-time insights

    How GSCF Supports Cash Culture Initiatives

    Building a cash culture requires more than just awareness –it demands the right tools, insights, and financial flexibility to embed working capital optimization across the organization. GSCF empowers businesses to drive this transformation by offering:

    • End-to-End Transparency – Our platform provides real-time visibility into cash flow, ensuring all stakeholders have the data they need to make informed decisions
    • Advanced Analytics & Insights – Actionable intelligence helps companies align working capital KPIs with broader financial goals
    • Flexible Financing Solutions – Through Connected Capital, businesses can access alternative funding sources or partner with their house banks to create a financing mix that supports both short-term needs and long-term stability
    • Cross-Functional Enablement – By integrating working capital management into day-to-day operations, GSCF helps organizations embed cash awareness across departments

    With the right technology, financing, and strategic alignment, GSCF enables businesses to transform working capital from a cost center into a company-wide growth enabler.

    Download the Whitepaper to Learn More.

  • The Biggest Working Capital Challenges & How to Overcome Them

    The Biggest Working Capital Challenges & How to Overcome Them

    The Road to Working Capital Maturity – Blog Series – Post #3

    Managing working capital effectively is no easy feat. According to the Working Capital Forum Maturity Model Report 2025, companies cite five key challenges that hinder their ability to optimize cash flow.

    Top 5 Working Capital Challenges in 2025

    1. Supply Chain Disruptions (21%)

    2. Shifting Customer Demand & Inventory Levels (18%)

    3. High Interest Rates & Credit Constraints (15%)

    4. Disconnected Data & Fragmented Systems (12%)

    5. Geopolitical & Economic Uncertainty (10%)

    The Path Forward: Connected Capital

    In a landscape where traditional financing alone is no longer enough, companies need a flexible, integrated approach to working capital. GSCF’s Connected Capital model provides access to alternative capital solutions while enabling businesses to partner with their house banks to achieve the funding and services they need. Our end-to-end platform offers advanced analytics, actionable insights, and full transparency into working capital programs –ensuring businesses can optimize cash flow, enhance liquidity, and build resilience against uncertainty.

    Read the Full Report for More Insights.

  • Understanding the Four Levels of Working Capital Maturity

    Understanding the Four Levels of Working Capital Maturity

    The Road to Working Capital Maturity – Blog Series – Post #2

    Working capital management is no longer just about liquidity –it’s about business agility and long-term resilience. Yet, our research shows that only a fraction of companies achieve best-in-class working capital optimization.

    Where does your organization stand? The Working Capital Forum Maturity Model defines four distinct stages of working capital maturity.

    The Four Maturity Levels

    Onlookers (16%)

    • No dedicated working capital strategy
    • Finance and treasury functions operate in silos
    • Disconnected systems with manual data entry

    Risk: Cash management is reactive, increasing exposure to market volatility

    Adopters (63%)

    • Basic working capital KPIs reported in treasury
    • Some financing solutions in place
    • Improvements in cash flow forecasting

    Opportunity: Moving from finance-only metrics to organization-wide cash culture

    Transformers (21%)

    • Dedicated working capital teams and processes
    • Multiple financing tools in use
    • Integration of systems for real-time data visibility
      Advantage: Proactive decision-making and improved operational efficiency

    Innovators (N/A)

    • AI-driven cash forecasting and automation
    • Working capital KPIs linked to executive incentives
    • Fully integrated, enterprise-wide cash culture

    Best Practice: Continuous optimization and agility in financial planning

    How to Move to the Next Level

    The journey to working capital maturity requires a combination of process improvements, financial strategy, and technology integration.

    Download the Full Report to See How You Compare.

  • Why Working Capital Maturity Matters in 2025

    Why Working Capital Maturity Matters in 2025

    The Road to Working Capital Maturity – Blog Series #1

    In today’s volatile business landscape, companies are under constant pressure to optimize cash flow while navigating supply chain disruptions, high interest rates, and economic uncertainty. Yet, many organizations still treat working capital as a finance function rather than a strategic priority.

    Our latest research, featured in the Working Capital Forum Maturity Model Report 2025, reveals that 63% of companies remain in the early stages of working capital maturity. Without a structured approach to cash management, businesses risk operational inefficiencies and financial instability.

    Why Working Capital Optimization is Critical

    Companies that prioritize working capital maturity:
    ✅ Improve liquidity to fund growth initiatives
    ✅ Reduce reliance on external financing by maximizing internal cash
    ✅ Enhance financial resilience against market volatility
    ✅ Increase efficiency through data integration and process automation

    The Four Stages of Working Capital Maturity

    The Working Capital Maturity Model categorizes businesses into four levels:

    • Onlookers (16%) – No structured strategy, disconnected data, and manual processes
    • Adopters (63%) – Implement basic KPIs and financing options but lack process integration
    • Transformers (21%) – Invest in advanced data analytics, multiple financing sources, and a structured approach
    • Innovators (0%) – Use AI-driven forecasting, executive-aligned KPIs, and enterprise-wide cash culture

    Where Does Your Business Stand?

    Understanding your company’s maturity level is the first step toward optimization. Download the full WCF Maturity Model Report 2025 to benchmark your organization and uncover actionable strategies for improvement.

    Download the Report Now

  • Navigating Uncertainty: How Connected Capital Drives Sustainable Growth

    Navigating Uncertainty: How Connected Capital Drives Sustainable Growth

    In today’s volatile economic landscape, sales growth remains a challenge for growth corporates and enterprises. Macroeconomic headwinds, including persistent supply chain disruptions and fluctuating interest rates, are creating unprecedented levels of uncertainty. Traditional working capital solutions often prove inadequate in these dynamic conditions, leaving businesses struggling to maintain momentum.

    The Balancing Act: Bank Capital vs. Alternative Funding

    Companies find themselves caught between two seemingly disparate options: the cost-effectiveness of bank capital and the speed and flexibility of alternative funding solutions.

    How Connected Capital Solves the Growth Dilemma

    1. Flexibility and Configurability

    Connected Capital combines the agility of alternative capital with the stability of bank funding. This hybrid approach allows businesses to access a diverse range of financing options, tailored to their unique needs and risk tolerance – whether it’s managing cash flow, extending payment terms, responding quickly to changing market conditions or funding growth initiatives.

    2. Enhanced Risk Management

    By integrating multiple funding sources, Connected Capital offers broad-spectrum risk coverage. This ensures that businesses can mitigate financial risks while maintaining operational efficiency. Our advanced analytics and risk management tools provide greater visibility into your supply chain and financial performance, mitigating potential risks and ensuring business continuity.

    3. Improved Cash Flow and Liquidity

    One of the standout benefits of Connected Capital is its ability to unlock liquidity. By leveraging both alternative and bank capital, businesses can optimize their cash conversion cycles and free up working capital for strategic reinvestment. This not only improves cash flow but also supports sustainable growth.

    4. Scalability and Growth

    Connected Capital is designed to support businesses at every stage of their growth journey. From growth corporates in emerging markets to large enterprises, Connected Capital provides scalable solutions that drive revenue acceleration and market expansion. By aligning financial strategies with business goals, it empowers organizations to achieve their full potential.

    5. Strategic Partnerships

    GSCF works closely with your existing house banks, fostering collaboration and strengthening your financial relationships. Combining multiple funding sources allows businesses to spread financial risk and work together on innovative approaches to working capital optimization.

    The GSCF Advantage

    GSCF’s Connected Capital goes beyond traditional financing. Our dynamic technology platform provides real-time data, actionable insights, and complete transparency into your working capital programs. We empower you to make informed decisions, optimize your financial performance, and drive sustainable growth, even in the face of economic uncertainty. In a world of constant change, businesses need innovative solutions to thrive. Connected Capital provides the agility, flexibility, and cost-effectiveness needed to navigate macroeconomic challenges and achieve sustainable sales growth.

    Contact GSCF today to learn how we can help you unlock your growth potential.

  • A Guide for Banks: Modernizing Your Working Capital Platform

    A Guide for Banks: Modernizing Your Working Capital Platform

    The financial landscape is shifting. New technologies and evolving customer needs are demanding a more agile and data-driven approach to working capital management. For banks, staying competitive requires embracing innovative and new technology solutions. 

    Beyond Traditional Financing: The Power of Connected Capital

    Traditionally, banks have relied on internal systems, resources and processes for working capital financing and servicing – often having to work out of multiple, disparate tools. However, a connected capital platform offers significant advantages:

    • Enhanced Corporate Client Services: Manage complex working capital programs with features like working capital program management, dynamic data analysis for informed decision-making, and streamlined operations to improve efficiency and client satisfaction.
    • Alternative Capital Solutions: Expand your reach and mitigate risk by offering alternative capital solutions alongside traditional financing. This allows you to serve a broader spectrum of clients, including those in riskier segments or geographies, by plugging gaps in financing needs.
    • Data-Driven Decisions: Leverage real-time data and analytics to gain a deeper understanding of your corporate clients’ financial health and working capital needs. This enables you to offer more customized solutions that match strategic priorities.
    • Streamlined Operations: Connected capital platforms automate many manual tasks involved in working capital management, freeing up your team to focus on building relationships and providing strategic guidance to clients.

    The Benefits for Banks:

    • Increased Revenue Potential: Expand your product portfolio, reach new clients, and deepen relationships with existing ones, leading to increased revenue opportunities.
    • Improved Risk Management: Mitigate risk by offering a wider range of financing options and leveraging data-driven insights.
    • Enhanced Efficiency: Automate tasks and streamline processes to reduce costs and improve operational efficiency.
    • Competitive Advantage: Stay ahead of the curve by offering leading-edge solutions that meet the evolving needs of corporate clients.

    Looking Ahead: Building a Connected Capital Ecosystem

    Third-party integrated connected capital platforms provide banks with a powerful tool to transform their working capital strategies. By partnering with the right platform provider, banks can unlock new revenue streams, expand their client base, and enhance their overall risk management capabilities. As the financial landscape continues to evolve, this shift towards a connected capital ecosystem will be critical for banks to maintain their competitive edge and deliver exceptional value to their corporate clients.